Holiday Insurance Quotation

It is important that you answer these questions accurately. Click on the for additional information which will help. If you need further help please call us on 0330 024 9295.

Important Information

Our policies include cover for Covid-19: See full details

There is no cover for cancellation caused by a change in FCDO/government advice, other than as a result of fire, earthquake, storm, flood, riot or civil unrest.

Our policies will not provide any cover if you travel to a destination where the FCDO is advising against all, or all but essential travel. Please check the latest advice before you travel.

Looking for cover to travel against FCDO advice? Click here

Holiday Insurance Quotation

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Great value holiday insurance for individuals, couples and families. Whether you're looking to insure a single holiday, or all of your holidays throughout the year with annual holiday insurance - we're here to help.

Choose between three levels of holiday insurance cover, then tailor your insurance to suit your holiday. Get a holiday insurance quote online in minutes and buy online for instant cover.

Holiday insurance - cover & benefits

We offer three levels of holiday insurance cover and a variety of optional extras, such as mobile phone cover and cover for sports and activities. This means that, whether you choose single trip holiday insurance or annual holiday insurance, you can tailor your holiday insurance cover to suit you and your holiday.

  • Single trip holiday insurance for a specific trip or holiday of up to 3 months
  • Annual holiday insurance for an unlimited number of trips in a year
  • Maximum 31 days (Silver & Gold) or 45 days per holiday (Platinum) for annual cover
  • Medical expenses and repatriation up to £10 million
  • 24 hour worldwide emergency medical assistance
  • Cancellation cover up to £7,500 (Platinum Holiday Insurance Cover)
  • Baggage & personal possessions up to £2,500 (Platinum Cover)

Single trip holiday insurance

If you are just planning one holiday this year, then our single trip holiday insurance is the policy for you, it offers affordable, flexible holiday insurance cover.

Choose between our Silver, Gold and Platinum holiday insurance, then tailor your holiday insurance to suit your exact needs.

All of our holiday insurance policies provide cover for emergency medical expenses cover up to £10 Million and access to our 24 hour medical emergency assistance line. So whichever level of holiday insurance cover you choose you can rest assured that we will be there to help if you need medical treatment whilst you are on holiday.

For a lastminute budget holiday our Silver holiday insurance could provide the holiday insurance cover you need, but for a luxury holiday, for instance a honeymoon, you may find that our Platinum holiday insurance, with increased levels of cancellation cover is more suitable.

Annual holiday insurance

You might be planning several holidays this year, in which case our annual holiday insurance could be more affordable and convenient. Simply buy one annual holiday insurance policy and you will have holiday insurance in place for an unlimited number of holidays throughout the year.

Whether you are going on holiday three times or ten times, our annual holiday insurance policy will cover an unlimited number of holidays taken over the course of one year. Our annual holiday insurance covers an unlimited number of trips up to 31 days (Silver and Gold holiday insurance policies) or 45 days (Platinum holiday insurance policies) in duration.

Holiday Insurance Extras - Tailor your holiday insurance

In addition to our standard holiday insurance cover you have the option to add additional cover to your holiday insurance policy to suit your holiday.

  • Ski & snowboarding holiday insurance
  • Cruise holiday insurance
  • Business, golf and wedding cover (included on Platinum Holiday Insurance)
  • Travel dispute (holiday from hell) cover
  • Adventure sports and hazardous activities

Read our Product Information Document for more details on our single trip and annual holiday insurance cover.

We recommend that you read our policy wordings carefully so that you can chose the holiday insurance policy that's right for you and your holiday.

Holiday Insurance Tips

  • Buy your holiday insurance as soon as you book your holiday

Buy your holiday insurance as soon as you book your holiday, so that you have cancellation cover in place straight away. If you don't buy your holiday insurance until just before you go on holiday you could lose your money if you need to cancel your holiday due to illness or redundancy.

Another good reason to buy holiday insurance as soon as you've booked your holiday is to ensure that you are covered under the travel delay section for delays due to strike action. If you buy your holiday insurance after any strike dates are announced you would not be covered. In the current economic climate strikes seem to be an ever present threat to our holidays, with recent strikes in Greece and Italy affecting holiday flights. Because you never know when a strike might be announced the best thing to do is buy holiday insurance as soon as you've booked your holiday.

Choosing the right level of holiday insurance cover offers three levels of holiday insurance cover, Silver, Gold and Platinum. If you are not sure which holiday insurance policy you should choose, here are some tips that might help.

  • Consider the level of Cancellation Cover included in your holiday insurance

Think about the cost of your holiday. The amount of cancellation cover in the holiday insurance you choose should reflect the cost of your holiday, otherwise you could find yourself out of pocket.

Remember, the levels of holiday insurance cover we quote are per person, for example our Platinum holiday insurance provides Cancellation Cover up to £7,500 per person.

  • Consider the amount of Personal Possessions cover in your holiday insurance

Another thing to consider when choosing holiday insurance is the value of the personal possessions that you will be taking with you on holiday. Again, we offer three levels of holiday insurance cover with differing levels of cover for your personal property. Make sure that your holiday insurance includes an appropriate level of cover to reflect the value of the items that you will be taking on holiday with you.

Remember when you are on holiday, you should always keep valuable items on your person or in a locked safe, otherwise they are unlikely to be covered by your holiday insurance if they are lost or stolen.

  • Consider the excess payable if you need to make a claim on your holiday insurance

When choosing holiday insurance cover look at the excess amount. The excess is the amount that you would have to pay towards the cost of claim on your holiday insurance and it varies according to the level of holiday insurance cover that you choose. For instance the standard excess payable on our Silver holiday insurance is £100, whereas on our Platinum holiday insurance the excess reduced to £35.

Whichever level of holiday cover you choose it's important to have holiday insurance in place every time you travel.

Sarah Findlay, marketing manager at says, Buying holiday insurance is one of the most important aspects of preparing for your holiday and should not be forgotten. Leaving home without your favourite t-shirt might leave you a bit disappointed and with nothing to wear for a night out, but that's where the risk ends. Leaving home without holiday insurance could cost you dearly if you fall ill or have an accident whilst you're on holiday. The Foreign and commonwealth office helped over 3700 Brits who were hospitalised abroad in the last 12 months. Although the FCO can offer assistance if you are hospitalised on holiday, they don't pick up the cost, that's where you're holiday insurance comes in.

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Key Benefits

  • 3 levels of cover to chose from (Silver, Gold & Platinum)
  • Single trip and annual policies
  • Backpacker policies available
  • Winter sports cover available
  • Cover for cruise holidays available

Annual Travel Insurance