Boozy Brits risk invalidating travel insurance

Britons going on boozy holidays are taking their life in their hands, it has been claimed.

According to Peter Gerrard, head of insurance research at MoneySupermarket, if you have an accident on holiday that can be said to have been caused by drink they will not honour your injury claim.

He said: "In most cases, there is no way the insurer will know if your claim is as a result of you having too much to drink. However, if your insurer does find out, for example if it is included in a medical report when an injury is treated, they could void your claim.

"It is a little known fact that travel insurance policies have a clause stating if you are under the influence of alcohol or drugs at the time of an incident, your policy may be rendered invalid. Enjoying a drink on holiday is not a crime, but it is extremely important that people try to be sensible about alcohol consumption."

Mr Gerrard's warning comes as research from the price comparison website showed that £4.5 billion of Britons' total holiday budget goes on alcohol annually.

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