Travel News » March 2013 » Planning an adventure holiday? Check your travel insurance first

Planning an adventure holiday? Check your travel insurance first

04/03/2013

If you are looking forward to trying something a bit more adventurous than lying on a beach when you go on holiday this year make sure you check your travel insurance first.

Taking part in a sport or adventurous activity can put you at a higher risk of having an accident than sunbathing or sightseeing, so you should check whether it is covered by your travel insurance before you take part.

Although most people are aware of the need for specialist travel insurance policies for skiing or winter sports holidays, many don't realise that taking part in other sports or activities, such as balloon rides, camel riding or quad biking may also require additional travel insurance cover.

Sports and hazardous activities, as they are often called by insurers, are categorised according the level of risk involved in taking part. A number of activities will be covered as standard, with the option to add extra cover for those that are higher risk.

In order to be covered for emergency medical treatment as a result of an accident whilst taking part in a hazardous activity you must make sure that the activity is covered by your travel insurance. If you don't you could find yourself facing large medical bills.

Insurewithease.com can provide travel insurance for over 70 sports and activities as standard, including cycling and scuba diving up to 18 metres. You also have the option to upgrade your travel insurance to include cover for up to 140 more risky activities including rock climbing, quad biking and balloon rides.

You should never take part in an activity without checking whether it is covered by your travel insurance. And remember, it's never too late to add cover. If you hadn't planned on doing anything more adventurous than sunbathing, but once you're on holiday you get a sudden urge to go quad biking, just call us to add cover before take part.

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