UK Strike: Airports warn of flight chaos, what about travel insurance?

Passengers are being warned to expect delays on Wednesday as UK Border Agency staff join the biggest strike in the UK for a generation.

Heathrow airport has warned of delays of up to 12 hours and is asking airlines to reduce their capacity for the day. In response to this request some airlines, such as BA and Virgin, have given their passengers the option to switch to an alternative flight at no extra cost.

If you are due to fly into or out of the UK on Wednesday you should contact your airline for further information.

Travel insurance for travel delay due to strike action

Insurewithease.com provides cover for disruption due to strike action under the travel delay section of your travel insurance policy. You will have cover for travel delay due to strike action according to the terms and conditions of the policy, so long as you bought your travel insurance policy before the strike dates were announced.

Travel delay provides a fixed benefit for every 12 hours that you are delayed. The amount varies according to whether you purchased a Silver, Gold or Platinum travel insurance policy. Check your schedule of cover for details.

In addition to the fixed benefit, if your flight is delayed by more than 24 hours you can abandon your holiday and make a claim for any irrecoverable costs, up to the limit specified in the cancellation section of the policy. Again this varies according to whether you purchased a Silver, Gold or Platinum travel insurance policy.

In order to make a claim for travel delay on your travel insurance you must have checked in for your flight and you will need a letter from the airline confirming the length of the delay.

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