Winter sports holidaymakers urged to study travel insurance

Winter sports fans need to study travel insurance deals more closely or risk being out of pocket, it has been claimed.

According to James Harrison of Insurancewide.com, many skiers and snowboarders mistakenly think the free policy - that comes with bank account packages and credit card insurance - will leave them suitably covered when out on the pistes.

However, in so doing they are leaving themselves open to being underinsured or could even face the rejection of their claim, he said.

He explained: "Too many winter sports enthusiasts are buying standard travel insurance as a last minute thought without knowing what cover they actually need and without paying attention to what's excluded from the policy.

"Relying on the free policy you get with your bank account package or credit card insurance, for example, will not necessarily protect you from most hazardous sports."

He added: "A specific winter sports travel insurance policy should include cover for skiing or boarding, piste closure, ski equipment, medical costs including rescue and repatriation, your liability to others and your luggage."

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